Student Profile
The SOR reduction is calculated from the
applicable annual loan limit (the statutory maximum
by default).
Academic Year & Enrollment
Enter credits for each term below; use 0 for terms not
enrolled
Fixed at 12 credits — the full-time standard (not
adjustable)
Calculates the SOR for a single term of the academic year. Annual
intensity = credits ÷ (full-time threshold × terms in year), so
one full-time term of a two-semester year yields 50%
intensity.
Credits enrolled for the single term
Not entered
Reduction Results
Estimates only.