Student Profile
The SOR reduction is calculated from the applicable annual loan limit (the statutory maximum by default).
Academic Year & Enrollment
Enter credits for each term below; use 0 for terms not enrolled
Fixed at 12 credits — the full-time standard (not adjustable)
Calculates the SOR for a single term of the academic year. Annual intensity = credits ÷ (full-time threshold × terms in year), so one full-time term of a two-semester year yields 50% intensity.
Credits enrolled for the single term
Not entered
Reduction Results
Estimates only.